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We work hard to make sure you understand what is going on in the finance industry.

Our communications ensure that you are kept up to date with useful information that tells you what you need to know. For example, we will let you know the outcome of the monthly Reserve Bank of Australia (RBA) meeting, and what this means for interest rates.

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market?  Your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly,......

Rentvesting – enter the property market without sacrificing your current lifestyle Purchasing in a centrally-located or sought-after area can be out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their......

Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict. The bad news is that there is no one-size-fits-all answer. The good news, however,......

Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and how you can use this......

It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan. Looking for a property to purchase is......

Here are 3 tips to help with your budget planning… 🏡 Review how much you spend in a month and where your money is going, make a budget and try to stick to it 🏡 Set challenging but realistic goals, make cut backs on non-essential items for......

Refinancing could benefit borrowers by allowing them to secure lower interest rates which means lower monthly payments. Refinancing also means you could pay off your mortgage in less time, by reducing the number of years. Although there are high benefits to refinancing, there would be......

With regards to understanding home loans, the term LVR is often used. LVR stands for ‘Loan to Value Ratio’ and can be described as the amount of money you borrow for a home loan, compared to the value of the property, which is expressed as......

Most lenders would need to see a stable income track-record in the form of tax returns and a letter from your accountant before considering lending. It all comes down to the risk of income certainty, and a few bad months may mean you can’t make......

Lenders mortgage insurance (LMI) is an insurance required by borrowers to take out if they have less than 20% deposit for a home they wish to purchase. This means that achieving the dream of homeownership with a small deposit is possible. LMI is paid by......